Investing

SIP Calculator

Calculate the future value of your Systematic Investment Plan (SIP). See how the power of compounding can turn small monthly investments into significant wealth.

Investment Details
Adjust the sliders or input values to see your potential returns.
Your Returns

Invested Amount

₹6,00,000

Estimated Returns

₹5,61,695

Total Value

₹11,61,695

How does the SIP Calculator work?

A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds. The calculator uses the compound interest formula to project your future wealth based on your monthly inputs, expected rate of return, and the investment duration.

Intelligence Insight: While historical equity returns in India have hovered around 12-14%, inflation effectively reduces your real purchasing power. Always aim for a post-tax return that beats inflation by at least 4-5%.

The Formula

FV = P × [((1 + i)^n - 1) / i] × (1 + i)

  • FV: Future Value or the amount you get at maturity
  • P: Monthly investment amount
  • n: Number of months (Years × 12)
  • i: Monthly rate of return (Annual Rate / 12 / 100)