Old vs New Tax Regime
The Indian government introduced a simplified "New Tax Regime" that offers lower tax rates but removes most exemptions and deductions (like 80C, 80D, HRA). The "Old Tax Regime" has higher rates but allows you to claim numerous deductions to reduce your taxable income.
Intelligence Insight: If your total deductions (80C, HRA, Medical, etc.) exceed ₹3.75 Lakhs, the Old Regime usually becomes more beneficial. Otherwise, the New Regime is simpler and often results in lower taxes.