Retirement

NPS Calculator

Plan your retirement with the National Pension System. Calculate your final corpus and expected monthly pension.

NPS Details
Adjust the sliders to see how your retirement corpus grows.

Minimum 40% of maturity amount must be used to purchase an annuity (pension).

Retirement Summary

Total Corpus Created

₹1,13,96,627

Lumpsum (Withdrawable)

₹68,37,976

Annuity (Pension Fund)

₹45,58,651

Expected Monthly Pension

₹22,793

What is the National Pension System (NPS)?

NPS is a voluntary retirement savings scheme backed by the Indian Government. It allows you to invest systematically during your working years. At age 60, you must use at least 40% of the corpus to buy an annuity (which pays you a regular monthly pension), and you can withdraw the remaining 60% as a tax-free lumpsum.

Intelligence Insight: NPS offers an exclusive tax deduction of ₹50,000 under Section 80CCD(1B), over and above the ₹1.5 Lakh limit under Section 80C. This makes it an incredibly powerful tax-saving tool for high-income earners.