Investing

Lump Sum Calculator

Calculate the future value of your one-time investment. See how compound interest works its magic over time.

Investment Details
Adjust the sliders or input values to see your potential returns.
Your Returns

Invested Amount

₹1,00,000

Estimated Returns

₹2,10,585

Total Value

₹3,10,585

How does the Lumpsum Calculator work?

A Lumpsum investment is a single, one-time payment made into a financial instrument like mutual funds or fixed deposits. The calculator uses the power of compound interest to estimate how much your money will grow over a given period at a specified interest rate.

Intelligence Insight: For longer durations, equity mutual funds usually beat traditional savings tools due to compounding and historically higher return rates, although they carry more risk.

The Formula

FV = P × (1 + R)^N

  • FV: Future Value or the amount you get at maturity
  • P: Principal investment amount
  • R: Estimated annual rate of return (in percentage / 100)
  • N: Number of years