Retirement

EPF Retirement Calculator

See the magical power of compounding. Calculate the massive tax-free corpus your Employee Provident Fund will generate by retirement.

Provident Fund Details

12% of this amount is deducted for EPF.

Check your EPFO passbook. Enter 0 if starting fresh.

Retirement Corpus

Total EPF Corpus

₹7,47,47,602

100% Tax-Free upon retirement.

Total Contributions₹2,42,88,620
Interest Earned+₹5,04,58,982

Why EPF is the Best Fixed Income Asset

EPF provides an incredible combination of high interest (currently 8.25%), sovereign guarantee (backed by Govt of India), and EEE tax status.

  • Exempt-Exempt-Exempt (EEE): The money you invest is tax-free (under 80C), the interest earned is tax-free, and the final withdrawal at retirement is 100% tax-free. No other instrument in India provides this.
  • VPF (Voluntary Provident Fund): If you want to invest more than the mandatory 12%, you can opt for VPF. VPF gives you the exact same 8.25% tax-free return (up to an annual contribution limit of ₹2.5 Lakhs).